The refund is derived from member-owner margins allocated during the years 1991 through 2016. If you have service with Haywood EMC in these years, you are among those who will receive a refund. All Capital Credits prior to 1991 have been returned to the member-owners with valid addresses.
Checks are mailed in mid-November to members due a retirement of $100 or more. For amounts less than $100 or in the case of a delinquent account, the credit is applied to the member-owner's electric bill in either October or November.