Generator Loan

With a 25% downpayment and an approved credit check, Haywood EMC will finance the balance of a Generac generator on a turnkey installation for up to 3 years by simply adding your payment onto your monthly electric bill. The current interest rate is 8.5%.

Loan Requirements
  • 25% downpayment
  • approved credit check
  • copy of your land deed
  • $150 loan fee

Generator Credit Application
Please Mail Completed Form to: Haywood EMC
376 Grindstone Road
Waynesville, NC 28785
or submit form below.

Online submission will require an additional phone
contact from Haywood EMC for more sensitive information.

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Generator Credit Application
   
HEMC ACCT #
Term of Loan
(Term of loan can be up to 3 Years at approximately 8.5% Interest
Years
Amount of loan requested
Email Address
Personal Information
Name
Spouse's Name
Is your SSN# on file with Haywood EMC
Yes
Day Phone #
Address City
State How long at current address
Former Address City
State Applicant's Date Of Birth / /
Name, address, phone # of nearest relative not living with you and relationship    
Employment Information
Present Employer Years Employed

Address
State
Zip

Phone #
Supervisor's Name Position/Title
Previous Employer Years Employed
Address
State
Zip 		Phone #
Supervisor's Name Position/Title
Income Information
Salary Net: $ per week/month/year Gross: $ per week/month/year
Other Income $: Source

** Alimony, child support or separate maintenance income need not be revealed if you do not wish it to be considered as a basis
for repaying this loan.

Is any income listed likely to be reduced within the next two years? Yes
If yes, please explain:
**The applicant hereby authorizes Haywood EMC to investigate the applicant's credit history and to disclose credit information to credit reporting agencies.

 
Location
Amount
Checking Account
Savings Account
Other
Outstanding Debts (PLEASE LIST EVERYTHING)
Type of Loan
Creditor Name
Monthly Payment
Date of Loan

Past Due
Y or N

Credit Cards
Credit Cards
Credit Cards
Mortgage
Auto Loan
Insurance
Utilities
Other
Totals
     

Are there any other persons obligated on any of the above loans? Yes
If yes, which ones and who?
Are you a Co-Signer on any loans? Yes
If yes, for whom and to whom?
Have you declared bankruptcy on any loans? Yes
If yes, explain.
The applicant(s) hereby instruct Haywood EMC to treat the monthly loan repayments due hereunder the same as
my (our) monthly bill for electric service. Default in payment of the loan will have the same effect as failure to pay for electrical service and will be cause for disconnection of electrical service, under the same conditions as apply to disconnection regularly.

Signature of Applicant Date